Risk Disclosure
Effective and last updated November 10, 2026
Crypto assets are high risk. You could lose all the money you spend. Crypto assets are largely unregulated, are not protected by deposit insurance or investor compensation schemes, and their prices can change sharply. Only buy crypto if you understand the risks and can afford to lose your money.
This disclosure describes the main risks, but it cannot cover every risk. Please read it before using OrangeRamp.
1. Prices are volatile
The value of crypto assets can rise or fall sharply, sometimes within minutes, and can fall to zero. Prices are driven by supply and demand, market sentiment, news, regulation and technology changes, and are not backed by any government or central bank. Past performance is not a guide to future performance. Do not spend money you cannot afford to lose.
2. No deposit insurance or investor protection
Crypto assets are not legal tender in most countries. They are not covered by the US Federal Deposit Insurance Corporation (FDIC) or the Securities Investor Protection Corporation (SIPC), the UK Financial Services Compensation Scheme, or any EU deposit guarantee or investor compensation scheme. If something goes wrong, you are unlikely to be able to recover your money through these schemes. You are also unlikely to have access to an ombudsman service for complaints about crypto assets.
3. Transactions are irreversible
Once a crypto transfer is confirmed on a blockchain, it cannot be cancelled or reversed. Sending crypto to the wrong address, on the wrong network, or without a required memo or tag usually results in permanent loss. Always check the address and network before you confirm.
4. You are responsible for your wallet
OrangeRamp does not hold your crypto. It is delivered to a wallet you control. If you lose your private keys or recovery phrase, or someone else obtains them, your crypto can be lost or stolen and nobody can recover it for you. If you use a wallet on an exchange or another service, that service holds your crypto and you are exposed to the risk of that service failing or freezing your account.
5. Fraud and scams
Criminals use crypto because transfers are fast and irreversible. Common scams include fake investment platforms, romance scams, impersonation of companies or government agencies, “recovery” services, and people who ask you to buy crypto and send it to them.
Only send crypto to a wallet that you own and control. OrangeRamp, Providers and legitimate companies will never ask for your recovery phrase or private keys, ask you to send crypto to “secure” it, or pressure you to act quickly. If in doubt, stop and contact support@orangeramp.io.
6. Stablecoins can lose their peg
Stablecoins aim to keep a stable value, usually one US dollar, but this is not guaranteed. A stablecoin can lose its peg temporarily or permanently if its reserves are insufficient or inaccessible, its issuer fails, it is affected by regulatory action, or market confidence falls. Holders may not have a direct right to redeem with the issuer.
7. Technology and network risk
Blockchains and the software around them can fail. Risks include network congestion and high fees, delayed confirmations, bugs in smart contracts and wallets, cyber attacks, changes to a network’s rules (“forks”) that split an asset into two, attacks on a network’s consensus, and the discontinuation of a network or asset. Advances in technology, including quantum computing, could in future weaken the cryptography that protects crypto assets.
8. Liquidity and price differences
You may not always be able to sell or swap a crypto asset quickly, or at the price you expect. Smaller assets in particular can have limited trading, wide spreads between buying and selling prices, and prices that differ between platforms. The amount you receive when selling may be significantly less than the price you paid.
9. Third-party Provider risk
Your transaction is carried out by an independent Provider. A Provider may delay, suspend or cancel orders, require additional verification, freeze funds when required by law, change its fees, or stop operating. Providers can experience technical failures, security breaches or insolvency. OrangeRamp does not guarantee the performance of any Provider.
10. Legal and regulatory change
Laws and regulations for crypto assets are developing and differ between countries. Changes could restrict or prohibit the buying, selling, holding or use of particular crypto assets where you live, affect their value, or cause Providers or OrangeRamp to withdraw services in your location.
11. Tax
Buying, selling, swapping or spending crypto may have tax consequences, including capital gains tax on each swap or sale. You are responsible for keeping records and for any tax you owe. Consider speaking to a qualified tax adviser.
12. No advice
OrangeRamp does not provide investment, financial, legal or tax advice, and nothing on our Service is a recommendation to buy, sell or hold any crypto asset. Prices, charts and descriptions are for information only. You should make your own decisions, and consider seeking independent advice, based on your own circumstances.